Powered by Premier Capital Solutions · Since 2008
You already have the licenses and the market.
200+ servicers · All 50 states · Handled by humans.
short salenoun
A real estate transaction where a homeowner sells their property for less than the total balance remaining on their mortgage.
The lender has to agree to take less than it’s owed. Getting it to agree is what we do.
What we do
Every servicer has its own forms, its own departments, and its own ways of losing a file. We run the same intake, the same package, and the same escalation path with all of them, so how your file goes never depends on which bank happens to hold the loan.
One standardized process
Same intake, same package, same escalation path on every file, whatever the servicer.
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What that means for you is that the servicer never gets to teach us their process on your file. We already know which department handles it, which forms they'll ask for, and who to call when it stalls.
We carry the entire file
Documents, title, valuation, negotiation with every lienholder, approval, closing terms.
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You'll never have to assemble a package, chase down a title order, or sit on hold with a loss mitigation department, because a dedicated team at PCS does all of that for as long as the file is open.
You stay the trusted advisor
We never become the face of the transaction. Your client stays your client.
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Your name stays on the sign, on the contract, and on the closing statement, and your seller keeps hearing from you. Think of us as the department working behind you rather than a company standing in front of you.
The economics
$0
to the agent
$0
to the seller
0%
commission split
Our fee is paid by the lender at closing.
No split with the agent. No split with the broker. No retainer.
If it doesn't close, nobody owes us anything.
The engine
Built through the crisis, and through every cycle since.
Seven regional offices · all 50 states
The math
A listing with an underwater mortgage only ends one of two ways, and the difference to you is your entire commission. Drag the sliders to see what's on the line for a listing of yours.
If it forecloses
$0
Your work, your listing, your client and your commission, gone.
If it closes as a short sale
Full
Commission
$10,625
Your entire commission, protected inside the lender's approval.
That’s $10,625 riding on a single listing, and the only thing that decides which way it goes is who handles the bank.
In closing
Bring us the ones nobody else wants. We'll go get them approved.